Retiree Health Insurance

Hartwick College offers two Medicare Advantage plans through MVP Health Care. The plans work in conjunction with Medicare and as such, participants must be enrolled in Medicare Part A and Part B. These are not supplemental plans.

MVP Gold Anywhere PPO is an approved Medicare Advantage Plan that comes with comprehensive benefits – including Part D prescription drug coverage. As a Preferred Provider Organization (PPO) health plan, MVP GoldAnywhere PPO offers flexibility and choice health care coverage within the MVP network of healthcare professionals. Rates per subscriber per month are $285.12.

USA Care PPO is a Medicare Advantage Private Fee for Service Plan (PFFS). USA Care members are not restricted to a particular provider network, do not need referrals, and are free to obtain services from any provider in the U.S. who is eligible to be paid under Medicare rules and accepts USA Care’s Terms & Conditions. Rates per subscriber per month are $285.84.

Rates listed are effective January 1, 2021 through December 31, 2021.

Hartwick College reserves the right to amend or terminate any of the plans or to change contribution levels toward benefits at its discretion for reasons it considers appropriate. This reservation of rights provision pertains to all current, former, and retired employees and applies to the retirement plan, the tuition remission & exchange plans, and to all insurance plans. No oral statement made by a representative of Hartwick College may contradict this reservation of rights provision.


For further information, including plan documents and enrollment forms, please contact the Office of Human Resources at 607-431-4315 or