Understanding and managing personal finances and debt obligation are important topics for students and their families.

By working to increase your financial literacy, you and your family will be able to balance your budget, understand the student loan process, build credit, and better understand your financial obligations regarding higher education.

We offer resources that can assist you in developing your financial literacy skills.

Financial Aid Programs– A comprehensive overview of federal financial aid programs.

Budgeting in College– Learn how to create the perfect budget.

Mapping Your Future– Take control of your life by managing your money.

You Can Deal With It– Offers tools to help you successfully manage financial decisions. This site provides information about money management; student loan repayment options, budgeting, and the benefits and dangers of credit cards.

It’s My Money!– This U.S. government website is dedicated to teaching Americans the basics about financial education. Also includes information from 20 federal agencies.

Practical Money Skills– Financial Literacy for everyone, including advice for graduates. Click on one of the interactive activities to test your money management skills.

Get Financially Fit– Improve your financial wellness by checking out one of the interactive worksheets.

Choose to Save– Financial calculators to help you save.

Build Your Budget!– How much are you spending? Find out by using this budget calculator.

Obtain Your Free Credit Report– You are legally entitled to a free credit report every 12 months.


Yager Hall
5th Floor
Hartwick College
Oneonta, New York